Do I need a visa or residency? No.
Owning real estate in the US requires no visa, residency or citizenship. Buying a property also does not grant immigration status, but it does give you full property rights. There are additional reporting obligations for non-residents, handled with specialized advisors.
Cash or financing
You have two paths:
- ·Cash: the simplest and fastest; closings in weeks, no bank conditions.
- ·Foreign national loan: financing for foreigners without US credit, typically 30%–40% down and slightly higher rates than a resident's.
- ·In a high-rate environment, the cash buyer gains negotiating power over financed buyers.
The process, step by step
This is the typical route from start to finish:
- ·1. Initial consultation: we define capital, goals and horizon (free, no commitment).
- ·2. Structure: with a specialist, you decide whether to buy in your name or via an LLC.
- ·3. Sourcing and analysis: we filter the Palm Beach market and present only what fits your profile, with real numbers.
- ·4. Offer and contract: we submit the offer and coordinate the escrow deposit.
- ·5. Closing: we manage the title company, inspection and signing —which can be done remotely.
- ·6. Management (optional): if you hire it, we handle tenants, maintenance and reports.
Managing remotely with full visibility
Once the purchase closes, you get access to the Investor Portal: estimated vs. real profitability, itemized income and expenses, real-time occupancy status and a document repository. The idea is that you control your asset from 4,000 km away with the same clarity as if it were in your own city.
General information, not legal or tax advice. The optimal legal/tax structure and reporting obligations for non-residents are defined with specialists; B&M Global Capital coordinates with them but does not provide those services directly.
Frequently asked questions
- Can a foreigner buy property in Florida?
- Yes. Any foreign individual or entity can buy real estate in the US with the same property rights as a citizen, with no need for a visa or residency.
- Can I invest without traveling to the United States?
- Yes. The entire process —analysis, offer, closing and management— can be done remotely. We regularly work with investors from Colombia, Peru, Mexico, Venezuela, Spain and other countries.
- Can I finance the purchase as a foreigner?
- Yes, foreign national loans exist for foreigners without US credit history, typically with 30%–40% down. You can also buy in cash, which gives more negotiating power.
- Does buying a property give me residency or a visa?
- No. Buying real estate does not grant immigration status, but it does give full property rights. They are separate matters.
- How long does the full process take?
- On average, from initial consultation to closing takes 3 to 6 months, depending on your profile and market availability. A cash purchase can close in a few weeks once the property is chosen.